Vivo Incentive - A discount for life

At MLC Life Insurance, we believe it takes more than delivering great insurance products to deliver our promise and value to customers. We want to provide care and support through life’s journey, every step of the way.

Through Vivo, we're delivering an approach to health, wellness and recovery that is unique and personalised to customers.

Part of this is our Vivo Incentive – a way for new customers to get affordable lump sum protection.

What is Vivo Incentive?

A lifetime discount of 7.5% on insurance premiums. Vivo Incentive applies to those customers applying for new lump sum cover when their Body Mass Index (BMI) is between 18.5 and 28.5 (inclusive).

Who is it available for?

The incentive is for new customers and customers who have joined from 1 October 2021 who are applying for new or additional lump sum cover.

It applies to the following covers:

  • Life Cover (and all options, including Terminal Illness Support)
  • TPD (and all options)
  • Critical Illness (and all options)

How do I select Vivo Incentive on my quotes?

Vivo Incentive can be toggled on and off when completing quotes through the Adviser Portal. It’s also available through research house software.

Need more information?

If you have any questions, or would like more information, please contact your Distribution Representative.

Helpful links

Vivo Incentive FAQ