Child Critical Illness

Child Critical Illness insurance provides you with the financial support to help you concentrate on the most important thing – your child and their recovery.

Young family

What is Child Critical Illness insurance?

With Child Critical Illness insurance, you’ll receive a one-off payment that can help lighten the financial pressures, allowing you to focus on your child’s recovery.

With Child Critical Illness Insurance you also have access to Vivo at no additional cost. Vivo is a holistic health, wellness and recovery program. Through Vivo you can gain access to a service called Expert Medical Opinion which can connect you with a global network of medical professionals who can give you a second opinion on your child’s diagnosis and treatment plan.

Key features
  • A payment the first time your child suffers one of 26 covered Critical Conditions, or if your child dies.
  • If we have paid a one-off payment of $100,000 or more, we’ll reimburse the person you have nominated up to $5,000 for the cost of a financial plan from a qualified financial adviser.
  • Access to Vivo, a health, wellness and recovery program by MLC Life Insurance.
  • Change the insurance to an adult Life Cover and Critical Illness when they reach adulthood.
Product overview

How does it work?

You’ll receive a one-off payment if your child is diagnosed with a Critical Condition for the first time, or if they die.

Cover amounts are available from $10,000 up to $200,000 per child.

This payment can help to replace lost income so you can take time off work to care for your child, pay for unplanned medical expenses, or if the worst happens, take time to grieve. 

Funding options

Child Critical Illness insurance is available outside of super when a parent/guardian has their own MLC Life Insurance policy with one of the following insurances:

Additional options
No additional options for this insurance.

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