As medical professionals, you can be exposed to an increased level of risk than other occupations, so it’s important to have the right cover to protect yourself financially when things go wrong in the workplace.
What is Occupationally Acquired Infection insurance?
Occupationally Acquired Infection insurance is available to financially protect medical professionals if they contract an infection while working.
Occupationally acquired infections covers Human Immunodeficiency Virus (HIV), Hepatitis B or Hepatitis C.
- A one-off payment if you unintentionally acquire HIV, Hepatitis B or Hepatitis C as a result of performing your normal duties in the health industry
- If we have paid a one-off payment of $100,000 or more, we’ll reimburse up to $5,000 for the cost of a financial plan from a qualified adviser
How does it work?
A one-off payment is made if you unintentionally acquire HIV, Hepatitis B or Hepatitis C as a result of performing your normal duties in the health industry.
You can apply for Occupationally Acquired HIV, Hepatitis B or Hepatitis C insurance of $25,000, up to $1 million.
This insurance is only available for certain medical occupations such as doctors, surgeons, dentists, nurses and ambulance officers.
Occupationally Acquired Infection insurance is available outside of super only.
You can apply for these options at an additional cost:
- Premium waiver insurance (outside super only)
Do you need Occupationally Acquired Infection insurance?
You may want to consider this type of insurance if you:
- work in the health industry (eg as a doctor, surgeon, dentist, nurse or paramedic)
- have a partner, family or dependants
- have a mortgage or any other personal debt
- don’t have significant savings to cover unexpected expenses.