Total and Permanent Disability
A serious injury or illness can make it difficult or impossible for you to continue working. It’s important to think about how you would support you and your family if something were to happen to you.
What is Total and Permanent Disability (TPD) insurance?
TPD insurance helps to protect you and your family's lifestyle if you were to become totally and permanently disabled.
You can apply for TPD insurance as an extension to Life Cover or Critical Illness insurance, which can be purchased inside or outside super.
Do you need TPD insurance?
You may want to consider TPD insurance if you:
- have a partner, family or dependants
- have a mortgage or any other personal debt
- have a business or self employed
- would need money to live if you were unable to work
- don’t have adequate savings to cover unexpected expenses.