Our story

A promise to provide Australians with care and protection for life.

At MLC Life Insurance, we’re committed to protecting you by providing care and support through life’s journey. It’s what drives our ambition to be Australia’s leading and most trusted life insurer.

Since 1886, we’ve continued to be guided by our founder, James Garvan’s promise mission to provide Australians with the enduring security and protection of life insurance. It’s a promise we take to heart as we provide flexible, affordable, and innovative insurance solutions to the million lives we protect.

Your income, business, and family's future are worth protecting. We aim to make this as easy and accessible as possible so you can get on with living.

Explore our history
James Garvan

                 James Garvan

Our partnership with Nippon Life Insurance Group

Together, we protect Australian lives.

Protecting you sits at the heart of everything we do – that’s why we’ve partnered with one of the world’s leading life insurers, Nippon Life Insurance Group.

Nippon Life, founded in 1889 and based in Osaka, Japan, operates life insurance and asset management businesses in the Asia-Pacific region and globally. They are Japan’s largest private asset owner with 15 million customers and have a philosophy of “co-existence, co-prosperity and mutualism.”

In October 2016, Nippon Life acquired 80% of MLC Limited from National Australia Bank (who retain a 20% holding). This landmark partnership helped form the stand-alone life insurance brand you know as MLC Life Insurance today.